Need a Bankruptcy Attorney? Napa Firm Offers Full-Service Support
If you’re looking for a bankruptcy lawyer, Napa-based Wine Country Family Law & Bankruptcy Office can help.
Napa Valley residents pay a premium price to live in the beautiful place which they call home. Many people living in Napa County must travel to the Bay Area to work. This high transportation cost, along with the high cost of living and simple day-to-day living expenses in Napa County can wreak havoc on Napa resident’s finances.
A lot of Napa County residents have experienced unemployment, loss of business, disability, divorce or the loss of a spouse. It’s no surprise that under such circumstances one can get behind on monthly bills and/or have substantial credit card balances. This is exacerbated if they have student loans to pay.
Once bills are delinquent, they can quickly spiral out of control because of increased interest rates, penalties, and late fees. Additionally, Napa County home foreclosures and short sales affected many residents over the last decade.
These financial problems can cause worry in your life and friction in your relationships. You may feel lost and do not know what to do about your situation. If this is the case, exploring the options of Napa Chapter 7 and Chapter 13 Bankruptcy may be the path you need to regain control of your financial life. Wine Country Family Law & Bankruptcy Office can get you back on track to financial freedom!
Napa County Bankruptcy Lawyer: Helping You Get Back on Track
At Wine Country Family Law & Bankruptcy Office, we can help you get back your peace of mind and move forward with your life, debt free! As you can see in our client testimonials, clients frequently report that our Nap County bankruptcy attorney Lindsay Torgerson is:
- Professional, knowledgeable, and well respected in the legal community
- Sensitive, caring, and approachable
- Prompt in returning calls and emails
- Thorough, patient, and explains things in an easy-to-understand manner
- Reasonable with her fees
Talk to Napa County Bankruptcy Attorney Lindsay Torgerson
If you are concerned about your current financial situation, don’t wait any longer! Contact Wine Country Family Law & Bankruptcy Office today to schedule your free bankruptcy consultation.
Visit our Napa County bankruptcy attorney at our office conveniently located conveniently located across from the former Safeway on Jefferson Street, or meet by phone or video conference.
Call (707) 669-0841 or fill out the simple form to the right to schedule your Free Consultation.
Wine Country Family Law & Bankruptcy Office will explain how bankruptcy is used as an extremely powerful debt relief device. Bankruptcy can:
- Wipe out all or most of your unsecured debt
- Possibly wipe out old income tax obligations to the Internal Revenue Service and/or California Franchise Tax Board
- Cease creditor harassment and annoying phone calls
- Cease wage assignments / garnishment
- Prevent repossession of your car
- Possibly be utilized to halt a foreclosure on your house in Napa County or other areas
- Possibly eliminate second mortgages and/or Lines of Credit secured by your home in Napa County or other areas
- Give you time to pay off your late mortgage payments, real property taxes, and/or recent income taxes
- Give you a fresh start!
How Can I Hire a Napa County Bankruptcy Lawyer, if I Can’t Afford to Pay My Bills as it Is?
Don’t let this question stop you from seeking legal advice now! While cheap bankruptcy services are virtually non-existent, our flat-rate reduced cost bankruptcy fees are usually lower than other experienced Napa, American Canyon, Pope Valley, Calistoga, and St. Helena bankruptcy attorneys.
With us, you will know exactly how much you’ll need to pay. You won’t have to worry about being caught by surprise with a large legal bill at the end of your case.
Unlike most Napa bankruptcy lawyers, we don’t ask for all fees to be paid just to retain our services. We are happy to provide you with flexible Chapter 7 and Chapter 13 payment options to meet your budget. Our office strives to provide superior bankruptcy services at an affordable cost.
During your free Napa County Chapter 7 and Chapter 13 bankruptcy consultation, we’ll spend time answering your questions, evaluating your circumstances and exploring all of your options. We will give you a quote for our services at the end of our consultation and we’ll back it up in writing for you.
Complete, Straight-Forward and Honest Advice (We Might Even Suggest Not to File Bankruptcy):
Wine Country Family Law & Bankruptcy Office won’t just spend a short 15 minutes or so with you to evaluate your situation. Filing bankruptcy is a major decision to make. We firmly believe that making such a major decision shouldn’t be based only on a short 10 or 15 minute conversation. This is why we spend approximately 45 to 60 minutes on all of our consultations.
We believe it’s critical to thoroughly explain how bankruptcy work and the effects of filing bankruptcy. We’ll tell you about the “do’s and don’ts” in filing Chapter 7 or Chapter 13 Bankruptcy in Napa. Our office also strongly believes that you should feel comfortable with your attorney. Be sure to read what our clients have to say about our personal approach on the client review page.
If bankruptcy is not the best route for you to take, we’ll let you know and explain why. Napa bankruptcy lawyer Lindsay Torgerson is happy to answer follow-up questions or discuss your concerns any time after your free consultation at no extra charge.
We Strive to Cause as Little Disruption in Your Life as Possible During the Bankruptcy Process
We know that you have a life outside of bankruptcy. We won’t ask you to make numerous trips to our Napa bankruptcy office. In fact, most people who we consult with prefer to do so by phone from home or during their lunch break.
Once you are a client of Wine Country Family Law & Bankruptcy Office, we prefer to communicate by email whenever practical during the preparation of your bankruptcy case.
This gives you the ability to work with us on your own time without intruding on your work and family schedule. However, there will be times when it is more practical to talk to you over the phone.
You are always welcome to call us speak directly to bankruptcy attorney Lindsay Torgerson. Usually, our clients only travel once or twice throughout their bankruptcy case. This is necessary in order to review and sign legal paperwork in our Napa bankruptcy office and to go to your Meeting of Creditors in Santa Rosa. You are always welcome to call to schedule an office appointment anytime you wish to visit our Napa Chapter 7 and Chapter 13 Bankruptcy office.
Let Us Take Some of the Load Off of Your Back
From the moment that Napa County bankruptcy attorney Lindsay Torgerson takes your case, she will deal with all of your creditors. Those annoying creditor calls will dissipate, relieving stress from your life! Providing our office with your Napa bankruptcy information is quick and painless too. Most Napa bankruptcy attorneys give clients a 2-inch thick packet of documents to fill out just to obtain some basic information. We find that the last thing people in bankruptcy want is an enormous amount of paperwork to complete. The stress that it causes is entirely unnecessary.
We give you an easy and secure on-line interview and document gathering system available to use 24 hours a day, 7 days per week. If you are without easy access to a computer, you can always request paperwork to complete.
We utilize an on-line system to run your credit report. This imports your credit report data into our secure system. You won’t need to sort through all of your credit card bills, etc. to give us account numbers, balances and such. Even if your life is in chaos, we’ll get you through bankruptcy as rapidly and stress-free as possible!
Make Your First Move Toward Being Debt Free! Contact Us Today for Your Free Consultation!
After setting an appointment for your free Napa bankruptcy consultation, please CLICK HERE to complete a Case Evaluation Form.
We are a Napa debt relief agency. Our office helps people file for bankruptcy relief under the U.S. Bankruptcy Code. Napa Bankruptcy lawyer Lindsay Torgerson is a member of the Napa County Bar Association and is admitted to the California State Bar, United States Ninth Circuit Courts, and United States Supreme Court.
Wine Country Family Law & Bankruptcy Office, P.C. is proud to be a LGBTQI friendly bankruptcy law office.