Recently Laid Off Civil Servant

By Wine Country Family Law & Bankruptcy Office, P.C. on July 18th, 2020 in

My client, a long-time public safety worker was laid-off from what was once a very secure government job. My client had significant monthly obligations to meet based on the prior income. However, unemployment compensation was not enough to cover mounting debts. I filed chapter 7 bankruptcy for my client and discharged $38,000 in credit card debt. My client retained the primary residence, along with two rental homes, cars, trucks, and motorcycles. My client was also able to transfer liability for co-signed adult children’s loans to the co-debtor’s only.